Sandalwood Paryatane! - Portland Kannada Koota - Deepavali 2014

XOOM Global Money Transfer Information for India

With Xoom.com, it’s fast and convenient to send money to your family and friends back home in India. We offer fast bank deposits to ANY bank in India.

In India, the Xoom.com website is a service of BuyIndiaOnline.com Inc. (“BIO”), which is a wholly-owned subsidiary of Xoom Corporation. BIO operates under a Certificate of Authorization from the Reserve Bank of India, issued pursuant to the Money Transfer Service Scheme (“MTSS”), and works in close partnership with the Punjab National Bank for deposits to PNB accounts and deposits to other banks with the NEFT system.

In order to receive money in India through any MTSS licensee, you must agree to certain restrictions put in place by the Indian Government, including (without limitation) the following:

• Money transfer amount may not exceed $2,500 U.S. dollars 
• Deposits to NRI* NRE/NRO  accounts are not permitted
• A recipient may not receive more than 12 transactions per year
• Pursuant to Indian government regulations, MTSS payments are reserved for Personal Inward remittances only
• Transfers to business entities (including hotels) are not permitted
• Transfers toward the purchase of property are not permitted
• Donations/contributions to charitable organizations are not permitted. 

How to Steer Clear of Auto Warranty Scams

I found a green notification card in my mail today from National Vehicle Headquarters informing my vehicle warranty is expiring and should call them back soon to extend the warranty. I knew that my car warranty was not expiring as I bought this new car only 4 months ago. I knew that this was some kind of scam and did some research online on this. After some search I found out it was indeed a auto warranty scam.

Here is the notification from FTC (Federal Trade Commission) to consumers regarding such auto warranty scams:

How to Steer Clear of Auto Warranty Scams

Tool for green card applicant

Here is a nice tool for green card applicant. It can give a rough estimate for I-485 approval date based on country and priority date.

http://www.track485.com/

Price-Earnings Ratio (P/E Ratio) Definition

I found this nice and simple write up on what Price-Earnings Ratio (P/E Ratio) means in stock market: Price-Earnings Ratio (P/E Ratio) Definition

Respiratory Syncytial Virus (RSV) infection in children

I found this nice article on Respiratory Syncytial Virus (RSV) infection in infants and children younger than 4 years of age: RSV Info Center